MIS Reporting & Cash Flow Statement Service for SMEs | Coordinated through Batchwise
Monthly Management Information System (MIS) reporting + cash flow statement preparation + cash flow projection for Indian SMEs and growth-stage businesses. Coordinated by Batchwise; engagement routed to a vetted partner who builds the MIS pack and reviews with your team monthly.
What this is
Monthly Management Information System (MIS) reporting + cash flow statement preparation + 3–6 month cash flow projection for SMEs, founder-led companies, and growth-stage businesses in India. The service translates your accounting data into a structured monthly review pack that surfaces business performance, working capital trends, and forward-looking cash visibility.
You connect your accounting system (Tally / Zoho / QuickBooks / spreadsheet); engagement is routed to a vetted partner — typically a Chartered Accountant in practice or virtual CFO — who builds the MIS template, prepares the monthly pack, runs cash flow analysis, drafts variance commentary, and reviews with your designated point of contact.
Two access modes: (a) One-time setup at ₹7,999 — covers system connection, MIS template design, baseline budget setup, and the first month\'s MIS pack; (b) Monthly subscription tier — currently on the waitlist; coming soon at materially lower per-month pricing for ongoing engagements.
Batchwise itself does not prepare the MIS — every engagement is delivered by a vetted partner who takes professional responsibility for the work product.
Who needs this service
- Founder-led companies in growth phase — when monthly bank balance becomes too volatile to track in your head; typically 5–50 employees, ₹2 cr to ₹50 cr revenue.
- SMEs with seasonal revenue — where cash flow projection matters more than P&L (festive-driven, agricultural cycles, project-based businesses).
- Companies preparing for fundraising — investor diligence packs require last 12 months of MIS, audit-trail-able cash flow statements, and forward projection. This service builds the foundation.
- Companies with significant working capital cycles — debtor days > 60, inventory days > 30, or both. Working capital MIS helps surface bottlenecks.
- Multi-entity groups — consolidated MIS across subsidiaries / sister concerns.
- Companies with bank borrowings — banks routinely ask for MIS as part of their CMA-data review and ongoing monitoring covenants.
- Companies that have outgrown spreadsheet reporting — when reports are taking days to build and the founder/CFO is becoming the bottleneck.
How the engagement works
- Sign up + select service. Sign in; pick "MIS & Cash Flow Reporting".
- Pay ₹7,999 setup fee. Razorpay; covers setup + first month\'s MIS.
- Share access. Grant the partner read-only access to your accounting system OR upload Tally backups + bank statements. Dashboard surfaces the per-system access checklist.
- Partner assignment. Vetted partner (CA in practice / virtual CFO) is assigned and contact details surface in your dashboard.
- Discovery call (Day 1–2). Partner runs a discovery call with you / your finance lead — understanding business model, key metrics, who consumes the MIS, what decisions it needs to support, what budget exists (if any).
- Chart of accounts mapping (Days 2–4). Partner reviews your chart of accounts and maps it to a standardised MIS structure — typically grouping into Revenue (by customer / segment), COGS (by category), Operating Expenses (by function: sales / marketing / G&A / R&D), Other Income, Other Expenses, Tax, Capex, Working Capital changes.
- Baseline budget (Days 4–6). If you have a budget, partner integrates it. If not, partner builds a top-down baseline from prior 12 months actuals + your revenue projections, for variance analysis.
- MIS template design (Days 6–8). Partner designs the monthly MIS template (Excel + PDF + optional Looker Studio dashboard) — calibrated to your business and decision rhythm.
- First month MIS (Days 8–10). Partner closes the most recent month, prepares the first MIS pack, drafts variance commentary, and reviews with your team.
- Monthly continuation (subscription tier). Subsequent months: partner closes the books within 5 working days of month-end (subject to your data availability), prepares the MIS within 2 working days of close, runs the monthly review call, refines based on feedback. Subscription tier currently on waitlist.
Pricing
| Engagement | Price (₹) | Coverage |
|---|---|---|
| One-time setup + first month MIS | 7,999 | Setup, template design, baseline budget, first month MIS pack + cash flow + projection, 1 review call |
| One-time setup + first month — multi-entity | 14,999 | Same as above for up to 3 entities (consolidated MIS) |
| Subsequent month MIS (à la carte) | 4,999 | 1 month MIS pack + cash flow + projection + 30-min review call |
| Subscription — monthly recurring | Coming soon — indicative ₹2,999 to ₹6,999 per month per tier (single entity); join waitlist | |
| Quarterly board pack format | +₹4,999/quarter | Quarterly summary in board-pack format with peer benchmarking |
| 13-week cash flow projection (rolling) | +₹2,999/month | Add-on to monthly MIS subscription; cash-tight businesses |
| Annual budget exercise | From 14,999 | Top-down + bottom-up annual budget build with department-wise break-up |
All prices GST-exclusive. Setup fee covers one-time onboarding work; monthly à la carte covers ongoing reporting. Subscription tier is the most economical for ongoing engagements.
Sample MIS pack contents
Section 1 — Headline P&L summary
One-page snapshot:
- Revenue (current month / YTD / vs prior year same period / vs budget)
- Gross profit + gross margin %
- EBITDA + EBITDA margin %
- PBT + PAT
- Top 3 favourable variances + top 3 unfavourable variances with one-line commentary each
Section 2 — Detailed P&L
- Revenue by customer / segment / product
- COGS by category
- Operating expenses by function (sales, marketing, G&A, R&D, etc.)
- Other income / expenses
- Tax provision
- Comparatives: month vs prior month vs same-month-prior-year vs YTD vs full-year budget
Section 3 — Balance sheet snapshot
- Sources of funds: equity, reserves, borrowings, current liabilities
- Application of funds: fixed assets, current assets (debtors, inventory, cash, other)
- Key ratios: current ratio, debt-equity, working capital, return on capital employed
- Movement vs prior month for each line
Section 4 — Cash flow statement (Ind AS 7 / AS 3 method)
- Operating cash flow — starting from PBT, adjusting for non-cash items, working capital changes
- Investing cash flow — capex, asset disposals, investments
- Financing cash flow — borrowings, repayments, dividends, capital changes
- Net change in cash + opening/closing cash position
- YTD view in addition to month view
Section 5 — Cash flow projection (3–6 months forward)
- Opening cash + bank balance
- Expected receipts: from debtor ageing + expected new sales
- Expected payments: salaries, statutory dues, supplier payments per creditor ageing, capex commitments
- Net cash position week-by-week or month-by-month
- Funding gap (if any) flagged with timing
Section 6 — Working capital MIS
- Debtor ageing: 0–30 / 31–60 / 61–90 / 90+ days, with top defaulters listed
- Creditor ageing: same buckets
- Inventory ageing (where applicable): fast-moving / slow-moving / obsolete classification
- Working capital cycle: debtor days + inventory days – creditor days
- Trend: working capital cycle vs prior 6 months
Section 7 — Top customers, suppliers, products
- Top 10 customers by revenue (current month + YTD) with concentration % calculation
- Top 10 suppliers by spend
- Top 10 products / SKUs by revenue + by margin (where business is product-led)
Section 8 — Key operating ratios + benchmarking
- Gross margin %, EBITDA margin %, PBT margin %, PAT margin %
- Working capital cycle (days)
- Current ratio, quick ratio
- Debt-equity ratio, interest coverage ratio
- Return on capital employed (ROCE), return on equity (ROE)
- Industry benchmarks for context (where available from public sources)
Section 9 — Variance commentary + action list
- Plain-language commentary on material variances (typically > 10% of P&L line or > ₹X absolute, depending on business size)
- Action list: items requiring decision / follow-up / escalation
- Items flagged for board / investor visibility (where applicable)
The marketplace model
Batchwise is a coordination platform, not a virtual CFO firm. Every MIS engagement is delivered by a vetted partner — a Chartered Accountant in practice, virtual CFO, or finance-advisory firm — under their own professional credentials. The partner takes professional responsibility for the work product and may sign off on the cash flow statement (where prepared per Ind AS 7 / AS 3 for inclusion in the audited financials) under their own membership number.
What Batchwise does: dashboard, secure document workspace, partner assignment, payment processing, status tracking, deliverable storage, methodology consistency.
What the partner does: builds the MIS, runs the cash flow analysis, prepares variance commentary, runs the monthly review call, owns the post-engagement relationship for follow-up questions and refinement.
Cash flow statement methods — direct vs indirect
Both methods are accepted under Ind AS 7 and AS 3. Differences:
| Aspect | Direct method | Indirect method |
|---|---|---|
| Operating activities presentation | Lists actual cash inflows (receipts from customers) and outflows (payments to suppliers, employees, statutory dues) | Starts from PBT and adjusts for non-cash items + working capital changes |
| Data needed | Detailed cash receipt and payment ledgers | Comparative balance sheets + P&L |
| Common usage | Less common in India; favoured by some treasury-focused users | More common in Indian SME and corporate practice |
| Statutory acceptance | Accepted under Ind AS 7 + AS 3 | Accepted under Ind AS 7 + AS 3 |
Default is indirect method. Direct method available on request — typically requires more granular ledger structure in your accounting system.
Related reading
- MIS reporting fundamentals (coming soon)
- Cash flow statement preparation (coming soon)
- Cash flow projection techniques (coming soon)
- Working capital management for SMEs (coming soon)
- Bookkeeping & Book Finalisation — MIS quality depends on book quality; many customers stack the two
- Finance & Business Advisory — strategic CFO scope (coming soon)
Authoritative sources
- Indian Accounting Standard 7 (Ind AS 7) — Statement of Cash Flows
- Accounting Standard 3 (AS 3) — Cash Flow Statements (ICAI)
- Indian Accounting Standard 1 (Ind AS 1) — Presentation of Financial Statements
How to start
- Sign up via Google or magic-link email.
- From the dashboard service catalog, select MIS & Cash Flow Reporting.
- Pay ₹7,999 setup fee via Razorpay (₹14,999 for multi-entity).
- Share read-only access to your accounting system OR upload Tally backups + bank statements per the dashboard checklist.
- Partner completes setup + first MIS pack within 10 working days; subsequent months within 2 working days of month close.
For ongoing monthly MIS, join the subscription waitlist — early-access pricing will be honoured at launch.
Frequently asked questions
What does the MIS pack include?
A standard monthly MIS pack covers: (1) P&L summary — current month vs prior month vs same-month-prior-year vs YTD vs full-year budget; (2) Balance sheet snapshot — month-end position with key ratio movements; (3) Cash flow statement (direct or indirect method) for the month + YTD; (4) Debtor ageing — bucketed by 0–30 / 31–60 / 61–90 / 90+ days; (5) Creditor ageing — same buckets; (6) Inventory ageing (where applicable); (7) Top 10 customers / suppliers by revenue / spend; (8) Key operating ratios — gross margin, EBITDA margin, working capital cycle, current ratio, debt-equity, return on capital; (9) Variance commentary — material variances vs prior month and budget explained in plain language; (10) Action list — items requiring management attention.
What is a cash flow statement and why does it matter?
A cash flow statement shows the actual cash inflows and outflows during a period, classified into operating, investing, and financing activities. It is distinct from the P&L (which shows profit on accrual basis) and the balance sheet (which shows position at a point in time). For SMEs, the cash flow statement answers the question that profit-on-paper-but-no-cash often disguises: "Where did the money actually go?" For statutory purposes, Indian Accounting Standard 7 (Ind AS 7) and Accounting Standard 3 (AS 3) prescribe the cash flow statement format. The vetted partner prepares it using the indirect method (most common in SME context) by default; direct method on request.
How does cash flow projection differ from cash flow statement?
A cash flow statement is historical — it reports what happened. A cash flow projection is forward-looking — it estimates expected receipts and payments over the next 3 to 6 months (or longer) based on opening cash, expected sales, expected collections per debtor ageing, expected purchases, expected statutory and salary outflows. Cash flow projection answers: "When will I run short of cash?" and "How much working capital do I need?" The vetted partner builds the projection from your sales pipeline, debtor profile, and known obligations; updates monthly to compare actual vs projected and refine the next iteration.
Does Batchwise deliver the MIS itself?
No. Batchwise coordinates; a vetted partner — typically a Chartered Accountant in practice or a virtual CFO — delivers the MIS pack, cash flow statement, and projection. The partner connects to your accounting system (Tally / Zoho / QuickBooks / spreadsheet), extracts the data, builds the analysis, prepares the commentary, and reviews monthly with your designated point of contact (typically founder, CFO, or finance head).
Is this the same as virtual CFO service?
Overlapping but not identical. A full virtual CFO engagement typically extends beyond MIS to include strategic finance (fundraising support, FP&A, business case development, pricing decisions, board pack preparation). This service is the foundational MIS + cash flow component — many businesses start here and add CFO-level services as needed. Strategic CFO scope is quoted separately under our Finance & Business Advisory service.
What accounting system do you support?
Tally ERP 9 / Tally Prime, Zoho Books, QuickBooks Online, ProfitBooks, BUSY, Vyapar, ClearOne, and spreadsheet-based bookkeeping. The vetted partner is matched to your software. For SAP, Oracle, NetSuite, or other large ERPs, the engagement is custom-scoped — contact us. The MIS pack itself is delivered as Excel + PDF + (optionally) a Looker Studio / Google Sheets dashboard refreshed monthly.
How long does setup take?
One-time setup typically takes 7–10 working days from complete data access. Setup includes: connecting to your accounting system, building the chart-of-accounts mapping, designing the MIS template, building the budget baseline (if you don't have one yet), preparing the first month's MIS, and reviewing with your team. Subsequent months take 2–3 working days from month-close to MIS delivery.